Mission Possible Investigations

Bryce Tarter Missing Savannah, GA

2010-03-23T17:19:00.003-04:00

Bryce Daniel Tarter, 19, is 6 feet tall and weighs 155 pounds. He has light brown hair and blue eyes and was last seen on January 30, 2010 in Savannah, Georgia. If you have any information that could bring him home, call 910.232.1687 begin_of_the_skype_highlighting 910.232.1687 end_of_the_skype_highlighting or 911.

According to Bryce’s friends, they spent the evening at a party and drove him back to his school, Armstrong Atlantic. When they arrived, they say Bryce got in his truck and drove away. He then sent a strange text message to one of his friends and hasn’t been seen or heard from since. His white 2000 Nissan Frontier truck is also missing. The license plates are Maine - 944 7QD

The cell company tells Bryce’s family that his cell phone can’t be tracked and they aren’t able to determine the location of the phone when the last text message was sent.

View Bryce's website for more information. http://www.bringbrycehome.com

Learn more about the NAM Us Project

2010-03-04T14:14:00.003-05:00

The National Missing and Unidentified Persons System (NamUs) is a clearinghouse for missing persons and unidentified decedent records. NamUs is a free online system that can be searched by medical examiners, coroners, law enforcement officials and the general public to solve these cases.
The Unidentified Decedents Database contains information entered by medical examiners and coroners. Unidentified decedents are people who have died and whose bodies have not been identified. Anyone can search this database using characteristics such as sex, race, distinct body features and even dental information.

The Missing Persons Database contains information about missing persons that can be entered by anyone; before it appears as a case on NamUs, the information is verified. NamUs provides the ability to print missing persons posters and even map out possible travel routes in a search for a missing person. Other resources include links to state clearinghouses, medical examiner and coroner offices, law enforcement agencies, victim assistance groups and pertinent legislation.

Visit their website to learn more, to view the tutorial or use as a resource.

Missing Persons Case from 1996 Solved

2010-03-03T09:51:00.003-05:00

DNA evidence has helped to solve a missing persons case dating back to 1996. Arlan Walker, from the Guilderland, NY area was missing from California in 1996. His family, although traveling several times to CA, were unsure about what happen to Walker.

According to the local Times Union report, "Finally this past December, more than four years after the family provided DNA samples to authorities, a match was made. The family learned Arlan had drowned more than 11 years before."

"The death is considered accidental. Walker was wearing a wet suit when he drowned, but investigators are unsure whether he was surfing, diving or doing something else in the water."

Read more about this case.

Unlicensed PIs a Problem in California

2010-03-02T11:44:00.004-05:00

Take a look at this article in CA. Real PIs are taking down fake PIs and its about time. For too long unlicensed investigators have been preying off consumers often just taking their money or harming loved ones in the process. Its not just CA that has this problem, its all over.

Make sure when you hire and investigator here in NY or anywhere you make sure they are licensed. In NY a licensed investigator needs three full time years of experience and to pass a state test prior to being licensed. Check the State Division of Licensing to check to see if the PI you hire is licensed.

See the article about what is happening in CA.

Now Serving Rochester, NY

2009-06-21T23:25:00.003-04:00

Mission Possible Investigations continues to see success and growth in many service and coverage areas throughout New York State. Mission Possible Investigations now offers the same Top Notch services you would expect in a Private Investigations Firm out of Rochester, NY. Our new mailing address in Rochester, NY is PO Box 92562 Rochester, NY 14692. For more information regarding updated services see our website at www.mpinvestigations.com

Mission Possible Investigations in search of Family Treasured Rowing Shell

2009-05-20T15:11:00.003-04:00

“For most people, it would simply be a well crafted rowing shell but for our family, it’s a part of my father and our family history. Finding it would mean everything to us.” Eric Loew

Albany, New York – “For most people, it would simply be a well crafted rowing shell, but for our family, it’s a part of my father and our family history. Finding it so we can purchase it back would mean everything to us,” said Eric Loew.

When Eric was 13, he and his father, Richard spent three painstaking years handcrafting the rowing shell. The shell was built in the basement of the family home where Richard had an extensive workshop in the basement. There, father and son built the shell together – of many things they made, the biggest item ever, in terms of length anyway. The shell was constructed of 1/16th inch thick cedar, in three layers over the mold. Two layers were put down diagonally and one lengthwise. Each strip was cut specially to fit just right, and stapled to the mold while the glue hardened. Then the staples were taken out, and the process repeated. Each layer was laminated to the layer below with epoxy. Initials reading RTL carved into the shell was a finishing touch.

It was a time consuming and lengthy process but worth it when the family spent countless hours rowing together on the Great Sacandaga Lake; spending time together and creating long lasting memories. Jean, Eric’s sister reminisces, “Early mornings were the best times to be out there, when the lake was like glass and mist was rising up out of the bay. I even have beautiful pictures from my wedding day of my father and other family using the shell on the lake.”

Then tragically in December 1991, Richard died following a car accident. Shortly after in 1992, Eric’s mother, in shock over her husband’s death. made the tough decision to sell the rowing shell. While Mission Possible Investigations was able to track down the woman who originally purchased the rowing shell from the Loews that’s where the trail runs cold. All that’s known at this time is that the shell was resold in the Capital District area a few years after the original sale in 1992. Little to nothing is known about the rowing shell’s current location-- a fact that saddens the family and frustrates investigators.

Mission Possible Investigations continues to look for the rowing shell, following up on the few leads left and contacting some rowing associations as a final option. Investigators are asking for community support in locating the shell. The last known purchase date was in the mid-1990s and was purchased in the Capital District.

Jean, Eric’s sister expressed the meaning of finding the rowing shell for their family, “The shell is a piece of my father. It was something he worked on, loved, enjoyed and was immensely proud of. I know I can never see him rowing his shell again on the lake, and that breaks my heart.” Jean adds, “What I want now is to see my brother, my children, who never met their grandfather, and others who knew and loved my father, gliding across the water in his shell. In a way, it would be bringing a piece of him back.”

For more information about Mission Possible Investigations please go to www.mpinvestigations.com and to provide investigators with details on the location or information leading to the location of the rowing shell, please call 518-708-1219.

Searching for David Campbell

2009-05-04T14:53:00.003-04:00

We recently took a pro bono case to help a local historian track down a photographer he has not seen in several years. The historian Don Rittner would like to find this photog David Campbell to potentially buy some of his work of the Capital District specifically the Troy area. The last time Don saw David was in downtown Troy in 2001. Don had some specific areas this man may have lived including; Troy, Waterford, Hoosick Falls and some areas of Florida. This photog is roughly between 60-early 70s in age. We have no other information to go on in our search. Our PI databases that we have access to have been of no help because we have so little identifying information. We have several calls out to people we know but we decided this might be the perfect case to get the community involved. If you should know this man or even know of someone who may know of him, please contact our office at 708-1219.

Facebook Fan Page

2009-05-03T22:57:00.004-04:00

Mission Possible Investigations just created our first ever fan page on Facebook. Join our page, learn about our day to day updates and leave us messages. We will also be using Facebook to help our work on certain cases. Join our social networking team!

www.facebook.com

Safety Tips for Stalking Victims

2009-03-19T23:08:00.002-04:00

Here are my promised safety tips if you are being stalked. Its recycled from a post from last year but still really valuable information.

Know the early warning signs --Always use your instincts. If something in someone else's behavior causes you concern or fear, don't dismiss those feelings and break off contact early on. It's often better to hurt someone's feelings then be terrorized later. It's important to set firm clear boundaries and stick to them especially in the face of erratic behavior. Plan for safety and seek help.

Know your surroundings and begin to look at how safe you are at home, work and other places you frequent. Creating a plan for safety is important before something should happen. Talk to law enforcement, victim services or a private investigator that can help you assess safety in your home, workplace and in your travels. Talk to those around you and let them know what's going on and provide a picture of the stalker if you have one. The more support you have the better. If a stalker is bothering friends or family, make sure they have a safety plan too. Issue a no-contact statement only once.

In order to have and build a legal case, the stalker must hear or read on one occasion that you do not want any contact. This must be done only once. Any contact on your part after the no contact statement will only be viewed by the stalker as hope and they will persist. A stalker will assume if you break the no contact once, you may do it again and the will continue.

Document, Document, Document: Often it is up to the victim to start the evidence collection to generate a police report and legal case. It is important that you document everything that occurs. The time, date, type of contact and context of the contact should be recorded in a journal. Write down what happens and keep this with you. Save voice mails, e-mails, texts, instant messages and any other form of communication you receive. If the stalker calls 100 times each day, note the times and dates of the calls. This begins to lay the foundation for your legal case. Identify where your personal information can be found

Google yourself and note what personal information you have out there. If you can find it, so can anyone else. Note where else personal information about you can be found; phone companies, utilities, rent or own your home, internet, social networking sites and other sources like credit card companies or even your local gym. Talk to all your sources and let them know you have some privacy concerns. Ask how you can keep your information private even if someone calls identifying themselves as you. It's important to remember that the stalker may have personal identifying information about you already like your name, address, social security number or other passwords that can help them gain other information illegally.

Assess your technology use and how that factors in and make sure that you are not putting too much personal information over the Internet. Its one of the easiest, free ways people gather information. What other forms of technology are you using on a regular basis such as the computers or cell phones. Technology is often a stalker's best friend. With the use of GPS, spyware
and cell phone tracking sometimes stalkers don't even need to leave their homes to know exactly where you are and your activities. If you suspect that your stalker is using these types of technology, seek help from experts to assess your situation.

The Edge 104.9

2009-03-18T11:12:00.005-04:00

Wow am I a horrible blogger or what? Sorry folks but it's been so hectic with the start of spring and the many wonderful things that are happening for us here at Mission Possible Investigations. I am definitely not meeting my promised New Year's resolution of blogging more regularly. I will try harder because we have some faithful readers. I know because you've written and asked what we are up to. Thanks for the nudge!

First and foremost, right on my mind this morning is a special thanks and shout out to John Mulrooney and Mike from 104.9 The Edge. We had a great time this morning on their morning show and we send them a special thanks for promoting our business to a wider audience. It was so successful in fact that Jamie received a call from a potential new client while we were wrapping up in the studio. My understanding is that we are going to be a regular guest on the show at least for a little while. Once I know a better time frame of when we'll be on---I'll post it here. Either way you should definitely check out their morning show. Hysterical! They made me forget that I was actually on air. Check out their blog here

http://www.albanyedge.com/blog/miketheenforcer

The issue of spy cameras, security cameras and voice recording came up while on the show this morning. We wanted to be clear that we don't recommend that anyone try to set up covert surveillance equipment themselves. With the numerous laws and privacy issues out there you are best to leave that to the professionals. It also may not be what you actually need for your case so you are better off saving the money and the headaches. While we are not in the security end of the business ourselves, we can definitely point you in the right direction for security cameras too.

John asked what a potential stalking victim can do to protect themselves and it was a great question. Check back tomorrow for my answer.

And, don't forget to check out The Edge 104.9 in the mornings.

Starting a Search

2009-02-09T19:02:00.004-05:00

At one time or another all of us will search for someone we miss. Whether it’s a long lost family member, old friend, past co-worker or classmate or even during the course of work a missing heir or witness critical to a legal case, knowing how to search can save time and money.

First you really have to decide if it’s worth your time and energy to try to do the search yourself or to hire an investigation firm to conduct the search for you. Even if you hire a firm, the more information you know at the start of a location investigation the more money you will save. It’s always easiest to search if you have the person’s social security number, date of birth and correct name. More times than not, you’ll be missing the social security number and date of birth but that’s okay, the search is still possible.

Here’s where to start.

Always begin by using a well-known search engine such as Google or Yahoo.
Search a phrase rather than just key words and then search with a combination of their name and other identifying information you may know. Start with the last place you knew them from or other information you may have found out through the years. Remember it may be more difficult to search for a woman if her maiden name has changed. Try her first name and other identifying information or if you know her father’s name or if she had a brother search his name.

Could the person be deceased?
Searching these resources is a starting point. NTIS’ Social Security Death Master File - http://ssdmf.com
Internment.net - http://internment.net
National Obituary Archive - http://www.arangeonline.com/

If you have the individual’s name and a city and state the person resides or previously resided in try a reputable people search online. A note of caution though, that these sites usually have outdated information but it is a place to start.

Consider the following questions during your search?

Do you know anything about the individual’s educational background? A school may release directory type information such as name, address and degrees earned unless a student has given notice otherwise.

Do you know where the person works? The person may have an e-mail account through his or her job. Visit the company's Web site and use its directory.

Do you know the individual’s occupation? If the individual is in a professional occupation, you can try searching professional directories. Most professions have organizational directories online and available. Most of these state websites include a search engine for locating licensed professionals.

Was the individual in the military? Gisearch.com - http://gisearch.com/ and Military.com http://www.military.com/ has a buddy search feature. However, you must register to use the website.

Have there been any news articles or broadcasts about the individual? Check out: Newslink.org - http://newslink.org/index.html News, http://news.google.com/ or Yahoo! News, http://news.yahoo.com.

If you know the county they may be in or were in the past, check voter registration rolls at county courthouse

If you know the individual’s name and the city and state where they resided, try the reference book often referred to as the "City Index" It is a compilation of census data that practically every town with a library maintains.

As you work, you’ll find that once you have a little information to, other information will begin to come more easily. If you are able to pull past addresses, talk to the current owners and see if they know any information or check the post office for forwarding information. As you begin to obtain information, make calls and check with neighbors, old co-workers, family or others you can find to help you locate the person.

Finding Your Birth Family

2009-01-28T17:02:00.004-05:00

Survey’s have shown that a large percentage of those adopted have searched at one time or another for their birth families. Whether you are searching for your birth parents or searching for the child you placed for adoption the first initial step you must take is to identify your birth family member’s name. Ask questions to your adoptive parents, other family and friends of the family if necessary.

Locate all documents that you can including amended birth certificate, petition and final decree of adoption.

Contact the State or agency where the adoption took place and seek out the non-identifying information. This non-identifying information may help in the search. Some of this information may include: health status, medical history, ethnic origins, education and religion. Non-identifying information may also include the parent’s ages at time of birth, the age and sex of other children, hobbies, general geographical location, and even the reasons for the adoption.

Contact the Records Department of the hospital where you were born. While it’s unlikely you will be able to obtain information, you might find someone who is willing to help.

Try to get as much information as you can from the adopted family as in the beginning they will be your best resource.

Make sure you register at one of the state and national reunion registries.

Some state's laws forbid the opening of sealed adoption records. Although, sealed records can be opened by court order. Consulting with an experienced attorney before pursuing court action will be critical in the process.

If you are able to find the important identifying information, your search can be conducted in much the same way as any other locate investigation. If you are not able to find your birth family member’s name, the search will really be next to impossible but calling our to discuss some further options.

Finally, call us and see how we can further assist you in your search.

Searching for Jaliek

2009-01-17T21:10:00.006-05:00

Jaliek Rainwalker, a local Greenwich boy that has been missing since November 2007. Because of our past and current work with missing and abused children, we felt that we could and should lend our expertise to this investigation. Its been a long road and we have still not found Jaliek.I think that we have more answers than we had when we started. Much of the work we have done has been completed under the radar of the media and others involved in the case.

We learned early on that most involved had one specific opinion about what happen to Jaliek.It would have been easy for us to become involved, take in only the information we were provided and form our opinion on what we were being told. However, any good investigator will tell you, you have to keep an open mind and let the evidence dictate where you go with a case not let your preformed opinion dictate the slant on the evidence that's found.

We followed all sorts of leads. We looked into several angles including Jaliek running away, being abducted, being sold and having been murdered. Roughly 12 months into our investigation, we have a pretty good timeline of events formed based on facts from law enforcement and what we have found through interviews. We have a general idea of what we think has happened and we continue to search even in the winter. We once said that we won't quit until Jaliek is found and we meant that.

I guess I'm writing about this because its been awhile since we have commented on the case. I'm sure many believe that we have given up or stopped our work, we have not. We still read the blogs, although we don't comment, we still follow up on leads that may come our way and still continue our searches.

We will continue our work until Jaliek is found and justice is served.

PI Involved in Caylee Anthony Case

2009-01-13T22:17:00.009-05:00

Well there is certainly a lot in the media to blog about this week. Most on our minds at the office is the highly publicised Caylee Anthony case in Orlando, FL. Jamie and I lived and worked in the Orlando area and know several in the Orlando PD involved. I personally sat on a child fatality review team with Dr G., the medical examiner and Jamie and I both worked with Prosecutor Linda Drane Burdick. Mission Possible Investigations has a speciality in handling missing persons cases specifically missing child cases. As many know, we are currently involved in the Jaliek Rainwalker case, which we will blog about soon enough as we have not stopped searching and following up on leads.

After reviewing much of the news coverage and having some conversations with a few in our network, we are shocked and more than a little concerned about the work of the private investigators in the Caylee Anthony case. PIs notoriously have a bad reputation for unethical and illegal behavior. This perception is a hard barrier to break for the hard working, upstanding PIs who are trained, experienced and doing some amazing work on missing persons cases. We certainly support the grandparents desire to hire a private investigator to aid in the investigation. They have every right to do that but in no way should a private investigator work against law enforcement or other searchers in the investigation of a missing person. In fact, in doing so can be seen as obstruction of justice and find that private investigator in a precarious situation themselves.

There are a few things of interest for us related to the private investigators on this case. If this PI was provided information by a psychic and that's who he was speaking to while he was searching not very far from where Caylee's body was eventually found, readily give up that information. Let's prove that. Information should not be held back particularly if withholding the information looks so bad for the clients who have retained you. This is such a coincident and having been an investigator as long as I have, I don't believe in coincidences particularly of this magnitude.

Secondly, if the investigators were out there on a legitimate search, they need a good long training in search and evidence collection procedure based on what was shown on the video. The story of what the PIs were doing out there has changed twice. The first story made public was that he was searching this area because he was told this was a "party area" used by teens and more specifically Casey herself. The second story is that they were tipped off by a psychic that Caylee's body would be found in this area. This begs the question why he would be searching in the manner shown in the video; no gloves, no systematic grid searching, poking and prodding and carelessly turning over the dirt with a shovel and ripping and tearing open trash bags. As an investigator who has many times been in the position of searching for a body, those very activities put an entire case in jeopardy by the potential destruction of evidence---which makes me wonder if that was not the intent. There is a correct procedure to be followed in a search to preserve and protect any evidence that could be found. As proved once Caylee's remains were found, the remains were not intact but scattered around the area. This is fragile evidence that can be easily overlooked, destroyed and jeopardized by sloppy search tactics.

We, like many of you, will continue to watch this case unfold and I can only hope that this investigator will come forward with his cell phone records to put the speculation to rest.

I am sure you will be hearing more from us about this case but we welcome your thoughts and comments.

New MPI Gear

2009-01-10T20:39:00.001-05:00

One of the most fun additions to our business for the start of 2009 is new Mission Possible Investigations gear available to all. There is something for just about everyone. Whether you would like your own Mission Possible Investigations shirt, travel mug, sweatshirt or clock, its all right here: MPI Gear

We have ordered some items for our staff and found that the golf shirts and tote bag are of great quality and the shirt is very comfortable. The tote has served as a the perfect casual bag for carrying my laptop, cords and random files.

Check it out today and promote Mission Possible Investigations.

New Year, New Look

2009-01-06T22:21:00.001-05:00

As we ring in 2009, Mission Possible Investigations has revamped its image. Our new logo can be seen on this blog and on our website. We are excited about our new look as we have not had an actual logo our first year in business. This was a big step for us. As Jamie will tell you, he strives for perfection in his case work, his business development and all things business related. He worked hard and diligently to find the perfect look for Mission Possible Investigations. I think he succeed and more importantly, those of you that gave us feedback along the way, think we did as well. Thanks to all of you that have supported us since our inception and those who respond to our requests and became our basis for informal market research. We appreciate what you tell us!

As we move into 2009, we will continue to send our newsletters with informative articles on a range of topics. Last year, we had much success with our articles---many can be found as the basis for this blog. We had great success with our criminal defense articles, missing persons and insurance fraud. Many of you took our survey at the end of 2008, and we will take your advice on new topics and case stories as we create our new newsletters.

You spoke and we listened to what you wanted for this blog as well. This year we will blog more often, talk about current national cases and connect more with you our readers. We will still include some of our educational articles here but to make sure you catch all of them, please sign up for our newsletter on our website. www.mpinvestigations.com

Thanks to all and we wish all of you a prosperous and healthy 2009!

Mortgage Fraud: A Growing Problem

2008-11-18T22:55:00.000-05:00

Mortgage Fraud is a growing problem in the United States and according MortgageDaily.com, reported cases of fraudulent mortgage loans amounted to more than $4 billion in 2007, up from $1.6 billion in 2006. According to many sources including the FBI and Freddie Mac, mortgage fraud is committee for two main reasons: fraud for property and fraud for money.

Fraud for property also known as fraud for housing, generally occurs when a borrower wants to purchase a property they know they cannot afford. Borrowers are often aided by dishonest mortgage industry professionals who submit or encourage the submission of false information about the borrowers employment, income or assets in order to qualify for a loan. Borrowers are often tempted to engage in this type of fraud by a strong desire for home ownership and the belief that no one will check the information. However, lenders detect fraud for housing schemes by thoroughly reviewing and validating documents and keeping diligent records. It is a federal crime to lie in connection with the loan application and these individuals may be at risk of criminal prosecution.

Fraud for profit schemes often involve a group of people who defraud a prospective home buyer or mortgage lender. For example, a dishonest mortgage broker may partner with a loan processor to create a fictitious credit profile, and with an appraiser to inflate the property value. Additionally, "straw borrowers," who falsely represent themselves, may be enticed to participate through the promise of financial gain. Fraud for profit schemes are also attractive to criminal enterprises lured by the opportunity for greater profits, fewer dangers than those commonly associated with violent crime, and reduced sentencing or jail time. Illegal property flipping is the fraud scheme commonly employed.

Common Mortgage Fraud Schemes

2008-11-18T22:54:00.002-05:00

From the FBI Financial Crime Report Property Flipping

Property is purchased, falsely appraised at a higher value, and then quickly sold. What makes property illegal is that the appraisal information is fraudulent. The schemes typically involve one or more of the following: fraudulent appraisals, doctored loan documentation, inflating buyer income, etc. Kickbacks to buyers, investors, property/loan brokers, appraisers, title company employees are common in this scheme. A home worth $20,000 may be appraised for $80,000 or higher in this type of scheme.

Silent Second - The buyer of a property borrows the down payment from the seller through the issuance of a non-disclosed second mortgage. The primary lender believes the borrower has invested his own money in the down payment, when in fact, it is borrowed. The second mortgage may not be recorded to further conceal its status from the primary lender.

Nominee Loans/Straw Buyers - The identity of the borrower is concealed through the use of a nominee who allows the borrower to use the nominee's name and credit history to apply for a loan.

Fictitious/Stolen Identity - A fictitious/stolen identity may be used on the loan application. The applicant may be involved in an identity theft scheme: the applicant's name, personal identifying information and credit history are used without the true person's knowledge.

Inflated Appraisals - An appraiser acts in collusion with a borrower and provides a misleading appraisal report to the lender. The report inaccurately states an inflated property value.

Foreclosure Schemes - The perpetrator identifies homeowners who are at risk of defaulting on loans or whose houses are already in foreclosure. Perpetrators mislead the homeowners into believing that they can save their homes in exchange for a transfer of the deed and up-front fees. The perpetrator profits from these schemes by re-mortgaging the property or pocketing fees paid by the homeowner.

Equity Skimming - An investor may use a straw buyer, false income documents, and false credit reports, to obtain a mortgage loan in the straw buyer's name. Subsequent to closing, the straw buyer signs the property over to the investor in a quit claim deed which relinquishes all rights to the property and provides no guaranty to title. The investor does not make any mortgage payments and rents the property until foreclosure takes place several months later.

Air Loans - This is a non-existent property loan where there is usually no collateral. An example of an air loan would be where a broker invents borrowers and properties, establishes accounts for payments, and maintains custodial accounts for escrows. They may set up an office with a bank of telephones, each one used as the employer, appraiser, credit agency, etc., for verification purposes.

Mortgage Fraud Prevention Measures

2008-11-18T22:53:00.002-05:00

From the FBI Financial Crime Report

Tips to protect you from becoming a victim of Mortgage Fraud:

Get a referral for real estate and mortgage professionals.

Check the licenses of the industry professionals with state, county, or city regulatory agencies. If it sounds too good to be true, it probably is. An outrageous promise of extraordinary profit in a short period of time signals a problem. Be wary of strangers and unsolicited contacts, as well as high-pressure sales techniques.

Look at written information to include recent comparable sales in the area, and other documents such as tax assessments to verify the value of the property. Understand what you are signing and agreeing to--If you do not understand, re-read the documents, or seek assistance from an attorney. Make sure the name on your application matches the name on your identification. Review the title history to determine if the property has been sold multiple times within a short period--It could mean that this property has been "flipped" and the value falsely inflated.

Know and understand the terms of your mortgage--Check your information against the information in the loan documents to ensure they are accurate and complete. Never sign any loan documents that contain blanks--This leaves you vulnerable to fraud.

Mortgage Debt Elimination Schemes
Be aware of e-mails or web-based advertisements that promote the elimination of mortgage loans, credit card and other debts while requesting an up-front fee to prepare documents to satisfy the debt. The documents are typically entitled Declaration of Voidance, Bond for Discharge of Debt, Bill of Exchange, Due Bill, Redemption Certificate, or other similar variations. These documents do not achieve what they purport. There is no magic cure-all to relieve you of debts you incurred. Borrowers may end up paying thousands of dollars in fees without the elimination or reduction of any debt.

Foreclosure Fraud Schemes
Perpetrators mislead the homeowners into believing that they can save their homes in exchange for a transfer of the deed, usually in the form of a Quit-Claim Deed, and up-front fees. The perpetrator profits from these schemes by re-mortgaging the property or pocketing fees paid by the homeowner without preventing the foreclosure. The victim suffers the loss of the property as well as the up-front fees. Be aware of offers to "save" homeowners who are at risk of defaulting on loans or whose houses are already in foreclosure. Seek a qualified Credit Counselor or attorney to assist.

Predatory Lending Schemes
Before purchasing a home, research information about prices of homes in the neighborhood. Shop for a lender and compare costs. Beware of lenders who tell you that they are your only chance of getting a loan or owning your own home. Beware of "No Money Down" loans--This is a gimmick used to entice consumers to purchase property that they likely cannot afford or are not qualified to purchase. Be wary of mortgage professional who falsely alter information to qualify the consumer for the loan. Do not let anyone convince you to borrow more money than you can afford to repay. Do not let anyone persuade you into making a false statement such as overstating your income, the source of your down payment, or the nature and length of your employment. Never sign a blank document or a document containing blanks. Read and carefully review all loan documents signed at closing or prior to closing for accuracy, completeness and omissions. Be aware of cost or loan terms at closing that are not what you have agreed to. Do not sign anything you do not understand. Be suspicious if the cost of a home improvement goes up if you accept the contractor's financing. If it sounds too good to be true--it probably is!

Nonprofit Screening Practices

2008-11-18T22:48:00.001-05:00

From the National Survey of Nonprofit Volunteer Screening Practices

There are a number of people engaged in the nonprofit sector including nonprofits' board of directors, executives, staff members and volunteers. Yet, few are thoroughly screened before taking their positions. This significantly increases the risk of corporate fraud, criminal acts of abuse, neglect and exploitation against the populations they serve and other less serious infractions. A recent National Survey of Nonprofit Volunteer Screening Practices conducted by the National Center for Victims of Crimes explores this issue of background screening on volunteers. Through other research and anecdotal information, the information gathered in this survey is also indicative of the background screening practices for both nonprofit employees. The National Survey of Nonprofit Volunteer Screening Practices found that "the vast majority of organizations that participated in the survey indicated that they conduct some form of screening on incoming volunteers, but not all organizations that screen do so thoroughly and 12 percent of organizations reported not screening volunteers at all." The majority of organizations represented in the survey at minimum conduct an interview of volunteers while fewer organizations check references and fewer still engage in full background checks.

While many organizations said they engage in some form of volunteer background checks, 1 in 4 organizations working with vulnerable clients do not conduct reference or criminal background checks. This leaves millions of children, seniors, individuals with disabilities, and others vulnerable to potential victimization each year.

Why don't nonprofits screen? Nonprofit leaders cite a variety of reasons for not performing extensive background screening including; not thinking screening is useful, thinking it costs too much, not wishing to offend potential volunteers and others felt the wait time for results were too long. While nonprofit leaders think they do not have time or money to invest in background screening, the reality is not investing in this process could be far more costly in the long term-both to vulnerable clients and to the organization itself.

Non Profit Fiscal Fraud

2008-11-18T22:47:00.002-05:00

One recent study* estimates that some 13 percent of the roughly $300 billion given to charity in year 2006 was lost to corporate fraud and embezzlement. Broken down that's about $40 billion a year wasted that would have otherwise supported much needed public services. From this same report and others like it, accountability in nonprofit organizations is coming to the forefront like never before. This report found that "typical theft from a charity was committed by a female employee with no criminal record who earned less than $50,000 a year and had worked for the nonprofit at least three years. The amount she stole was less than $40,000." The report goes on to cite that the most costly cases involved male executives earning $100,000 to $149,000 a year.

As taken directly from the cited report, fraud is defined by Occupational fraud, e.g., a nonprofit employee overcharges his or her employer for travel expenses or steals cash from the bank account

Consumer fraud, e.g., an attendee at a fund raising auction replaces the price tag on an item with the goal of purchasing it at a lower price.

Insurance fraud, e.g., a nonprofit policy holder falsely claims its van or car has been stolen with the goal of collecting the value of the "stolen" vehicle in cash.

Medicare fraud, e.g., a nonprofit healthcare worker "codes" services rendered with the goal of increasing Medicare reimbursement to the organization

A study by J. T. Wells (2005) reports three major types of occupational frauds. The first is misappropriation of assets and occurs when organization's assets are stolen or misused. The second is referred to as corruption and occurs when influence is inappropriately used in an economic transaction. Third, financial statement fraud is the deliberate falsification of an entity's financial statements. Asset misappropriations comprise more than 97 percent of all reported frauds. It was by far the most common among the nonprofit organizations. Prior studies have found that fraud may be easier to commit in a nonprofit organization. It is argued that an atmosphere of trust is assumed particularly in human service organizations. Many nonprofits have difficulty in verifying certain revenue streams, possess weaker internal controls than for-profits and overall there is a lack of business and financial expertise. The reliance on volunteer and often inexperienced boards is one main contributory factor. Some nonprofits in New York State recognize the need for stronger boards of directors and separate auditing committees. A local nonprofit CEO explained,"Boards are looking for more accountability because they know they are fiduciaries and are at risk."

* An Investigation of Fraud in Nonprofit Organizations: Occurrences and Deterrents Accepted for Publication in Nonprofit and Voluntary Sector Quarterly (NVSQ) By Janet Greenlee, Mary Fischer, Teresa Gordon, and Elizabeth Keating

Non Profit Background Checks

2008-11-18T22:46:00.001-05:00

From the National Survey of Nonprofit Volunteer Screening Practices Criminal History

To determine whether a prospective Board member, volunteer or employee has a criminal record, the candidate's name and/or fingerprints are submitted to local, state, or national law enforcement, or to a state or national repository of criminal history record information (either government entities at the state level or private companies that collect and store information nationally).

Criminal records may include data on arrests or convictions. In general, name-based checks are faster and more convenient, but fingerprint-based checks are the most reliable, as they eliminate name mix-ups and the possibility of candidates using aliases to avoid detection of their criminal past.

Sex Offender Registry: All states currently have lists of registered sex offenders, many of which are available online. Organizations can search online sex offender registries, contact state or local law enforcement agencies or connect with private companies to learn whether a candidate is a registered sex offender in a given state.

Child Protective Services and Adult Protective Services: All states have designated entities responsible for the protection of children and vulnerable adults, and these entities (whose official names vary by state) keep records of reports of abuse, investigations, and the outcomes of investigations (i.e., whether the allegation was substantiated by evidence). Candidates' names can be submitted to these state authorities to search for founded allegations of abuse. (Allegations that were not substantiated by evidence might not be revealed.) No national repository of this information currently exists; it must be checked state by state.

Credit History: With verification of a legitimate purpose, organizations can set up an account either directly with a credit bureau or with an intermediary entity to submit candidates' names and Social Security numbers for a report of their credit history. This type of check requires the candidate's consent and is typically conducted only when a someone will be handling significant sums of money.

Non Profit Fraud Prevention

2008-11-18T22:45:00.001-05:00

Some recommendations from the Independent Sector's Panel on the Nonprofit Sector (2005)

Start Accountability at the Board Level: Improving the quality of the board could improve accountability and lessen fraud. Essential tasks may be undertaken by individuals with little financial expertise and no training in the design of appropriate controls against errors or fraud. Without financial expertise at the board level and little, or limited, supervisory capabilities at the operation level, a steady flow of cash donations become a magnet for fraud. Require independent directors to serve on the Board and make sure that someone other than the treasurer reviews financial statements. Do not let the nonprofit's account serve as a member of the Board.

Create an audit committee on the Board to deter or detect financial mismanagement and other fraud within the organization.

Don't just assume an atmosphere or trust--develop strong policies and procedures for fiscal management.

Prohibit personal loans to board members and nonprofit executives.

Management should take a strong response to alleged or suspected fraud.

Conduct extensive background investigations on the Board of Directors, executives, staff and volunteers.

Add accountability by providing orientation to volunteers about thefts and increasing training efforts.

Develop authorization procedures for purchase orders, invoicing, and payments.

Separate the duties of authorizing, purchasing, receiving, shipping, and accounting.

What does Stalking look like?

2008-06-13T15:14:00.001-04:00

Stalking is not something that just happens to Hollywood stars and athletes. According to the National Stalking Resource Center, 1,006,970 women and 370,990 men are stalked annually in the U.S. That means that roughly 1 in 12 women and 1 in 45 men will be stalked in their lifetime.

What does stalking look like? "Stalking is a crime in all 50 states and while legal definitions of stalking vary from one jurisdiction to another, a good working definition of stalking is a course of conduct directed at a specific person that would cause a reasonable person to feel fear. However, the term "stalking" is more commonly used to describe specific kinds of behavior directed at a particular person, such as harassing or threatening another person. But the variety of specific strategies employed and behaviors displayed by stalkers are limited only by the creativity and ingenuity of the stalkers themselves. Suffice it to say, virtually any unwanted contact between a stalker and their victim which directly or indirectly communicates a threat or places the victim in fear can generally be referred to as stalking." From the Stalking Resource Center

Who are the victims? Average everyday people like you and me can be victims of stalking. We know that more women than men are victims of stalking and account for almost 77% of all victims. Most alleged offenders are male. Evidence supports that more than 60 % of victims are stalked by an intimate partner and so the offenders are well known to the victims. Further, it is noted that 81% of women stalked by a current or former intimate partner are also physically assaulted by that partner, and 31% of women stalked are also sexually assaulted by that partner.

The alleged offenders Alleged offenders come from all walks of life and across all socioeconomic backgrounds. Unfortunately, there is no one psychological profile to identify if someone will exhibit stalking behavior. More than 75% of stalkers pursue their victims at least once per week, many everyday or multiple times per day and use more than one method, and 1 in 5 cases weapons are used to harm or threaten or threaten the victim. Stalking is a serious often escalating crime that leaves victims paralyzed with fear and few options. As private investigators, we encounter stalking victims routinely and work diligently to help with safety assessments and gathering evidence to show patterns of stalking behavior to be used later.

Safety planning for Stalking Victims

2008-06-13T15:12:00.001-04:00

Stalking is not just one incident, it's a variety of activities over time intended to cause fear in the victim. The following are some options for victims to begin to build a legal case and protect themselves. These are mentioned as options and not directions as a "one size fits all" approach does not work with all cases.

Know the early warning signs Always use your instincts. If something in someone else's behavior causes you concern or fear, don't dismiss those feelings and break off contact early on. It's often better to hurt someone's feelings then be terrorized later. It's important to set firm clear boundaries and stick to them especially in the face of erratic behavior. Plan for safety and seek help.

Know your surroundings and begin to look at how safe you are at home, work and other places you frequent. Creating a plan for safety is important before something should happen. Talk to law enforcement, victim services or a private investigator that can help you assess safety in your home, workplace and in your travels. Talk to those around you and let them know what's going on and provide a picture of the stalker if you have one. The more support you have the better. If a stalker is bothering friends or family, make sure they have a safety plan too. Issue a no-contact statement only once.

In order to have and build a legal case, the stalker must hear or read on one occasion that you do not want any contact. This must be done only once. Any contact on your part after the no contact statement will only be viewed by the stalker as hope and they will persist. A stalker will assume if you break the no contact once, you may do it again and the will continue.

Document, Document, Document: Often it is up to the victim to start the evidence collection to generate a police report and legal case. It is important that you document everything that occurs. The time, date, type of contact and context of the contact should be recorded in a journal. Write down what happens and keep this with you. Save voice mails, e-mails, texts, instant messages and any other form of communication you receive. If the stalker calls 100 times each day, note the times and dates of the calls. This begins to lay the foundation for your legal case. Identify where your personal information can be found

Google yourself and note what personal information you have out there. If you can find it, so can anyone else. Note where else personal information about you can be found; phone companies, utilities, rent or own your home, internet, social networking sites and other sources like credit card companies or even your local gym. Talk to all your sources and let them know you have some privacy concerns. Ask how you can keep your information private even if someone calls identifying themselves as you. It's important to remember that the stalker may have personal identifying information about you already like your name, address, social security number or other passwords that can help them gain other information illegally.

Assess your technology use and how that factors in and make sure that you are not putting too much personal information over the Internet. Its one of the easiest, free ways people gather information. What other forms of technology are you using on a regular basis such as the computers or cell phones. Technology is often a stalker's best friend. With the use of GPS, spyware and cell phone tracking sometimes stalkers don't even need to leave their homes to know exactly where you are and your activities. If you suspect that your stalker is using these types of technology, seek help from experts to assess your situation.

Stalkers and Technology

2008-06-13T15:11:00.002-04:00

We use technology everyday and it has great benefits. Most would be lost if they didn't have access to their computers, cell phones and PDAs. However, technology can also bring heightened risks to victims of stalking, especially those dealing with domestic and sexual violence. "The tactics of perpetrators are the same---abusing power to gain and maintain control, but everyday more advanced technologic tools make stalking easier and more effective. The increasingly affordable and available variety of phone, surveillance, and computer technologies provide a wide array of dangerous tools for abusers to use to harass, intimidate, and stalk their current and former intimate partners.

Some abusers install global positioning systems to track their victim's real-time location with extraordinary accuracy, while others use telephones to leave hundreds of messages in a single day. Other stalkers use technologies like Caller ID during a relationship to monitor their partner's calls, and to locate her after she has fled. Still others use online databases, electronic records, and web search engines to locate, track, and harass former partners." (Family Violence Prevention 2005)

Using technology to stalk someone has gone beyond the low-tech methods of viewing the website browser history and intercepting email, and has become increasingly more sophisticated. The following are examples show how technology has made life much more dangerous for stalking victims. The Internet contains a wealth of knowledge about individuals and is being used more and more to gather information. In one recent case, a man impersonated his ex-wife's friend and created a fake Myspace page using the friend's screen name and even photos he downloaded from another social networking site. His wife unaware that this was not her friend granted him access to her private page. Here he gained information about her recent activities, information about her friends and even her updated daily "mood." He used this information to track her whereabouts, show up at events he knew she was attending and harass and threaten her friends.

SpyWare software and hardware for surveillance. Spyware can capture passwords and keystrokes, monitor all sent and received e-mail, record and monitor all chat conversations, and even track every Web page someone visits. The spyware user has access to the victim's passwords, pin numbers, credit card numbers, banking information, and general files. For the average computer user, spyware is difficult to detect. Spyware typically runs in "stealth" mode, which prevents the program from appearing on the list of currently running programs. These programs often disguise themselves as other programs, are difficult to remove, and may even be programmed to reinstall themselves if removed.

Global Positioning Systems are easy to install and even easier to use. A person employing such a device knows as much about a car's recent whereabouts as he would if was in the car himself. This form of stalking is virtual and dramatically lessens the chance of getting caught. Gone are the days of late night checks on the victim's odometer. GPS can be viewed live on the web or cell phone and tells someone exactly where the car has been or in real time where the car is headed.

Stalkers are setting up websites that threaten victims or encourage others to contact, harass, or harm the victim. In one case, an ex-boyfriend set up a web page with photos and intimate details of the victim. The site included every possible way to contact her including her cell and work numbers, home address, work address, mother's address and phone number, e-mail and even included an embedded Google map to her home.

Even older technology poses a risk. This recent example is from Family Violence Prevention. A woman fled, but had to send papers to her abusive partner. She faxed the papers from the shelter fax machine to her attorney. Her attorney faxed the papers to his attorney. His attorney gave the papers to him. Since no one removed the fax header, the abuser acquired the phone number and location of his partner and she had to relocate again. These are just a few examples of how technology affects stalking victims every day but they are also reminders that while technology is great there is a downside and becoming aware of the information is often very critical to our safety and well being.

Indicators of Possible Child Abuse

2008-04-21T18:44:00.001-04:00

Indicators of Possible Child Abuse

How can we ever stop child abuse if we don’t understand how children that have been abused present? The following is a short list of indicators. Please understand that indictors in each category may pertain to more than one type of abuse or neglect. For example, “lack of concentration” could be a sign of sexual abuse, as well as emotional abuse. Also understand that these indictors by no means conclusively prove that a child has been abused. They are merely a guide of what child abuse could look like and indicators tend to happen in clusters with many being seen at the same time.

PHYSICAL ABUSE
1. Unexplained burns, cuts, bruises, or welts
2. Bite marks
3. Anti-social behavior
4. Problems in school
5. Fear of adults

EMOTIONAL ABUSE
1. Apathy
2. Depression
3. Hostility or stress
4. Lack of concentration
5. Eating disorders

SEXUAL ABUSE
1. Inappropriate interest or knowledge of sexual acts
2. Nightmares and bed wetting
3. Drastic changes in appetite
4. Over-compliance or excessive aggression
5. Fear of a particular person or family member
6. Abrupt change in personality

NEGLECT
1. Unsuitable clothing for weather
2. Dirty or unwashed
3. Extreme hunger
4. Apparent lack of supervision
5. Persistent lice
6. Medical needs not being addressed

If a child tells you about their abuse

1. Be approachable- ready to talk and listen
2. Always remain calm- may reaffirm child’s fears if you appear upset or angry
3. Reassure them you are glad they told you
4. Don’t make any promises
5. Don’t keep it a secret
6. Seek the appropriate help immediately and don’t investigate yourself
7. Call Local Law Enforcement or 1-800-96-Abuse

How to Reinforce Personal Safety at Home

1. Always be approachable, let kids know they can always come to you with problems or questions
2. List trusted adults they can talk to
3. Use appropriate correct names for body parts
4. Have touching rules in your family
5. Watch videos or read books about personal safety
6. Role play “ what if “ situations
7. Let them know that it is ok to say no to an adult who wants to touch their private parts
8. Let them know they have a right in who touches them
9. Never force a child to be affectionate with you or others – it sends a confusing message

Child Abuse costs US $258 Million each day!

2008-04-21T18:40:00.000-04:00

Child Abuse Costs You

Child abuse is not only a social issue it’s an economic one too. In a first ever landmark report completed by Prevent Child Abuse funded by the Edna McConnell Clark Foundation estimates that the United States spends $258 million each day as a direct or indirect result of the abuse and neglect of our nation’s children. The estimate includes the direct costs associated with child abuse intervention and treatment for the medical and emotional problems suffered by abused and neglected children, as well as the indirect costs associated with the long-term consequences of abuse and neglect to both the individual and society at large. The study estimates that the annual costs are equivalent to $1,461.66 per U.S. family.

“Studies have shown for years that abused and neglected children are less likely to be school-ready and more likely to exhibit behavior disorders, to become teen parents and juvenile criminals, and to abuse alcohol and drugs. These consequences can become more pronounced as abused or neglected children grow into adulthood, making them more likely to become adult criminals and to develop chronic illnesses.” The long-term effects of child abuse are taking a staggering toll on families emotionally, psychologically and financially.

Total Daily Cost of Child Abuse & Neglect in the United States
Direct Costs Estimated Daily Cost

Health Care System
Hospitalization $17,001,082
Chronic Health Problems $8,186,185
Mental Health Care System $1,164,686
Child Welfare System $39,452,054
Law Enforcement $67,698
Judicial System $934,725
Total Direct Costs $66,806,430

Indirect Costs

Special Education $612,624
Mental Health and Health Care $12,678,455
Juvenile Delinquency $24,124,086
Lost Productivity to Society $1,797,260
Adult Criminality $151,726,027
Total Indirect Costs $190,938,452
TOTAL COST $257,744,882

Data courtesy of Prevent Child Abuse America Note: The statistical data used to compile this chart is available on the Prevent Child Abuse web site, www.preventchildabuse.org

What is Child Abuse?

2008-04-21T18:37:00.000-04:00

Our Nation’s Children at Risk

A child abuse report is made every 10 seconds in the United States and that totals to 3 million reports made each year. Experts agree that the number of actual child abuse cases in the US is roughly three times the number being reported. Child abuse occurs at all socio-economic levels, across all ethnic and cultural, religious and educational levels. Nearly 1 in 3 girls and 1 in 5 boys will be the victim of child abuse prior to their 18th birthday. Most believe this is something that only happens to other people but as one expert said “to others you are the other person.”

What is Child Abuse?

Although there are many formal and acceptable definitions of child abuse, the following is offered as a guide. Child abuse consists of any act that endangers or impairs a child's physical or emotional health and development. Child abuse includes any damage done to a child which cannot be reasonably explained and which is often represented by an injury or series of injuries appearing to be non-accidental in nature.

Major forms of child abuse
Physical abuse - Any non-accidental injury to a child. This includes hitting, kicking, slapping, shaking, burning, pinching, hair pulling, biting, choking, throwing, shoving, whipping, and paddling.

Sexual abuse - Any sexual act between an adult and child. May also occur between children. This includes fondling, oral sex, intercourse, exploitation, pornography, exhibitionism, child prostitution, or forced observation of sexual acts.

Neglect - Failure to provide for a child's physical needs. This includes lack of supervision, inappropriate housing or shelter, inadequate provision of food, inappropriate clothing for season or weather, abandonment, denial of medical care, and inadequate hygiene.

Emotional abuse - Any attitude or behavior which interferes with a child's mental health or social development. This includes yelling, screaming, name-calling, shaming, negative comparisons to others, telling them they are "bad, no good, worthless" or "a mistake". It also includes the failure to provide the affection and support necessary for the development of a child's emotional, social, physical and intellectual well-being.

Human Trafficking in the US

2008-03-17T15:50:00.000-04:00

When one thinks of human trafficking, the act of moving a person or persons from one place to another through coercion, fraud, deception or force for the purpose of labor or more commonly the sex trade, most have visions of Thailand or Mexico. Human trafficking is more common than most people realize inside the United States. The United States is principally viewed as a transit and destination country for trafficking and it is estimated that 14,500 to 17,500 people are trafficked to the U.S. annually. Less talked about is the number of US citizens particularly children and teens trafficked within the U.S. each year.

The FBI estimates that there are well over 100,000 children and teens in the United States most of them young girls being trafficked in the sex trade. They range in age from 9 to 19, with the average age being 11. Cases of human trafficking have been reported in all 50 states, Washington D.C. and some U.S. territories.

Experts say many victims are from what would be considered "good" families, who are lured and coerced by experienced predators. Victims are no longer just runaways and children that have been abandoned. They are young girls, from good families that are lured into unwilling prostitution with promises of work, money, clothing and fame in modeling and acting. These predators know where children are, seek out their vulnerabilities and exploit them. Teens are lured and coerced and often physically assaulted and threatened with violence and even death for them and/or their family. In order to rescue these children from the streets, first they must be identified.

Identifying a Victim of Human Trafficking
(From US Department of State)

A victim:

Has unexplained absences from school for a period of time, and is therefore a truant
Demonstrates an inability to attend school on a regular basis
Chronically runs away from home
Makes references to frequent travel to other cities
Exhibits bruises or other physical trauma, withdrawn behavior, depression, or fear
Lacks control over her or his schedule or identification documents
Is hungry-malnourished or inappropriately dressed (based on weather conditions or surroundings)
Shows signs of drug addiction
Demonstrates a sudden change in attire, behavior, or material possessions (e.g., has expensive items)
Makes references to sexual situations that are beyond age-specific norms
Has a "boyfriend" who is noticeably older (10+ years)
Makes references to terminology of the commercial sex industry that are beyond age-specific norms; engages in promiscuous behavior and may be labeled "fast" by peers

Resources and Publications on Human Trafficking

One of the best ways to help combat human trafficking is to raise awareness and learn more about how to identify victims. Information on human trafficking can be found on the following Web sites:

U.S. Department of State, Office to Monitor and Combat Trafficking in Missing Persons

U.S. Department of Health and Human Services, Campaign to Rescue and Restore Victims of Human Trafficking

U.S. Department of Justice

Federal Bureau of Investigation, Investigative Programs, Crimes Against Children

National Center for Missing and Exploited Children

Polaris Project

First Steps to find the Missing

2008-03-17T15:48:00.000-04:00

According to the Dept of Justice, there are roughly 110,282 active missing person cases on record for 2006. Children under the age of 18 account for 53 % of the records and 11% were for young adults between the ages of 18 and 20.

People go missing for a variety of reasons and many are found or return on their own. Roughly 10% are never seen or heard from again. If you find yourself in a situation where a loved one, friend or collegue is missing and you suspect something is not right please see the list below.
Take care of yourself You are the vital link to your loved one. You are the one who can motivate others to keep searching.

Contact local law enforcementSome
law enforcement agencies are reluctant to take a report of a missing adult. Stress that you are concerned for his or her safety.

Get Help from Others
People want to help but they often don't know what to do. Give them tasks – don’t wait for them to ask. They can help with phone calls, completing forms, mailing flyers, reaching out to the media, making certain you take care of yourself, etc.

Collect personal items.
Collect some articles of unwashed clothing. Put his/her toothbrush and/or comb or hairbrush in a brown paper bag. Check with the police before you do this. Some states have enacted laws that require police do this collection from all reported missing person, regardless of age of the missing.

Keep a telephone log
Keep track of how you talk to, from what agency they are from and what the call was about. Remember to write down the time and date as well. This will help to keep things straight and have an on-going list of contacts.

Flyers
Collect recent photos to be used to make flyers. Full frontal photos are more desirable.
Flyers do help. It’s helpful to use a candid natural photo rather than a posed shot. This will assist people in recognizing your loved one. Make certain that these flyers are posted in the types of areas and retail establishments that your loved one would frequent
Provide bus/train stations with a flyer or picture of your child. Bus stations don’t usually keep track of the names of people on busses but employees may recognize a picture or a description.

Contact the Media
Although TV seldom features missing adults, it is sometimes possible to find a sympathetic columnist with a newspaper who will cover the story and print a photo. Designate a spokesperson that can speak to the media and develop a press kit with relevant information.

Stick to the facts
Keep the reporters to the facts. Don’t be swayed by leading questions. Disregard their speculation or unfounded rumors. You will carry more credibility if you simply stick to the facts.
Hold awareness eventsMedia attention will generate leads. Volunteers can organize many events that will keep the story in the hearts and minds of the public.

Law Enforcement Help for Missing Adults

2008-03-17T15:45:00.000-04:00

Some law enforcement agencies are reluctant to take a report of a missing adult. Stress that you are concerned for his or her safety. The following will help you work with law enforcement more effectively to find the missing person.

• Write down the name of the officer who takes the report as well as the badge number, telephone number and the police report number.

• Keep a notebook and record all information on the investigation.

• See if the person can be entered into NCIC (National Crime Information Computer). The person must be entered here or other law enforcement agencies won’t know that your child has been reported as missing if the child is picked up or a check has been run on them for something else.

• Make fingerprint and dental records available to the police.

• Have the cell phone number of the missing individual tracked for last record of activity. If the cell phone has GPS capabilities, this is even better.

• If there are medical or emotional concerns, make sure they are clearly stated when filing the report.

• If a vehicle is involved, make sure the license is also entered into NCIC

• Most often with an adult missing, the families do the majority of the searching.

• Don’t cancel a bankcard or credit card. It might be smarter to have law enforcement “flag” these cards so that if used, they will be notified, and might lead you to a paper trail of your loved one or someone who knows where your loved one is.

Team Work
Establish a teamwork approach with law enforcement. Cooperation with them is essential. You can also expect law enforcement to ask some hard and difficult questions. Do not take this personally. Respond as best you can and try to remember as many details as you can. Remember; keep your focus on the missing person.

Law Enforcement Contacts
Establish or have law enforcement establish a contact person within your local law enforcement agency so you are consistently and accurately informed of on-going developments in your case. Understand that at times, law enforcement many not be able to share all aspects of the investigation with you.

Seek more help.
Set up a command center for volunteers to help with searching and to hold awareness events. Keeping the story in the media will help with exposure and generating leads. Seek outside help with licensed private investigators who might be willing to look into the situation. Sometimes they are able to generate leads law enforcement cannot.

Criminal Defense Investigations

2008-02-12T13:15:00.000-05:00

Criminal Defense Investigations

Private Investigators are routinely involved in criminal defense investigations and if utilized effectively are an essential part of the defense team. Investigators should have the proper training and experience to be most effective on these cases. Attorney’s and private clients should exercise caution in retaining an investigator who does not have prior criminal defense investigation experience or experience within the criminal justice system.

An investigator involved in a criminal case can serve a variety of investigative needs including but not limited to; interviews with the attorney and the client and all witnesses including any expert witnesses for both the prosecution and defense;
obtain and analyze evidence; check police reports, ambulance/medical hospital records, court transcripts from all proceedings, complaints/indictments, the physical evidence, and check and review statements of prosecution witnesses for inconsistencies; and understand the defense theory – what is the defense attorney attempting to establish or disprove.

Investigators should also have the ability to properly evaluate witnesses for their truthfulness and veracity, as well as the image that they will convey to a jury should they be called to testify. This often includes any pertinent background information about the witnesses. In conducting witness interviews, the investigator must have the knowledge, skills and abilities to do effective interviews. This means that the investigator must be knowledgeable about the case and skilled in interviewing techniques utilizing various interviewing methodologies.

Investigators at Mission Possible Investigations conduct very effective witness interviews and have expertise in interviewing and evaluating witnesses and defendants with mental health diagnosis and developmental disabilities. Failure to offer accommodations that would ensure effective communication for the defendant at every stage in the criminal justice process should be taken into account in determining whether the defendant’s constitutional right to a fair trial has been violated. Investigators also have a specialty in conducting interviews with alleged child victims, alleged victims of sexual assault, child abuse, domestic violence, stalking and elder abuse. Often there are added communication barriers when interviewing these witnesses that if not taken into account can dramatically alter the veracity of the witness statement.

To be effective an investigator must understand crime scene reconstruction, photography and evidence collection procedures. In addition, a good investigator will also know how to conduct research, locate governmental records, utilize database searches and will have a working knowledge of criminal law and procedures. An investigator must have a total understanding and working knowledge of the Rules of Evidence so that he will be able to obtain and preserve evidence that will be admissible at trial.

Mission Possible Investigations investigators follow high ethical standards to ensure that all information obtained is done so legally so that it can be utilized in court proceedings. A thorough experienced investigator has the ability to support the defense team and more so the defense attorney being their ears and eyes and more often than not doing the investigative leg work attorney’s do not have the time or expertise to complete.

A Matter of Life or Death

2008-02-12T13:14:00.000-05:00

A Matter of Life or Death

Sometimes a criminal defense investigation is literally a matter of life or death. According to the National Institute of Justice, 5-10% of the US prison population is factually innocent of the crimes in which they have been convicted. That translates to over 200,000 innocent people that are in prison today and many sitting on death row. Of those innocent people 90% plead guilty.

The Innocence Project, a national litigation and public policy organization dedicated to exonerating wrongfully convicted people through DNA testing, has exonerated 212 people to date. There have been 23 cases in New York State alone.

On November 2, 2006, after serving 15.5 years of a 15-Life sentence Jeff Deskovic's indictment charging him with murder, rape, and possession of a weapon was dismissed on the grounds of actual innocence. Post-conviction DNA testing both proved Deskovic's innocence and identified the real perpetrator of a 1989 murder and rape. A number of factors lead to the wrongful conviction of Deskovic including government misconduct and a coerced confession. DNA testing was conducted before trial. The results showed that Deskovic was not the source of semen in the rape kit. Deskovic had been told before the alleged confession that if his DNA did not match the semen in the rape kit, he would be cleared as a suspect. Instead, prosecution continued on the strength of his alleged confession. (as told on the Innocence Project website)

A handful of factors seem to play the most prominent role in wrongful convictions with mistaken identifications being the lead contributing factor. Mistaken eyewitness identifications contributed to over 75% of the more than 212 wrongful convictions in the United States overturned by post-conviction DNA evidence. Inaccurate eyewitness identifications can confound investigations from the earliest stages. Critical time is lost while police are distracted from the real perpetrator, focusing instead on building the case against an innocent person. Law enforcement all over the country has been found to engage in the following actions that have contributed directly to wrongful convictions: tunnel vision—making a snap decision about who the guilty part is and investigating with bias towards that individual to the exclusion of all others even in the face of hard evidence; the use of trickery and deceit to manipulate or coerce a confession; scouring jails for snitches willing to frame suspects; evidence tampering and even witness intimidation.

Other factors that have contributed to wrongful convictions include: unreliable or limited science at the time of the crime, forensic science misconduct, misuse of informants and prosecutorial misconduct. The use of professional investigators in the criminal defense investigation process significantly impacts the outcome of a criminal case. Many large law offices have in-house investigators, but unfortunately, defendants can not pay the high costs involved with retaining large firms, leaving them with “the best attorney they could afford.” Smaller firms rarely use investigators, leaving a critical part in the chain of justice broken.
The National Legal Aid Defenders Association recommends an investigation be conducted in every case, even those where a guilty plea has been entered. This can significantly decrease the odds of wrongful convictions and bring to light many of the mitigating factors that lead to wrongful convictions prior to the damage being done.

The Many Faces of Insurance Fraud

2008-02-01T01:06:00.000-05:00

The Many Faces of Insurance Fraud
Examples from the Coalition Against Insurance Fraud

Staged Auto Accidents. Juan and Maria Lopez and their 2-year-old daughter Joanna were burned alive during an auto accident two men staged on the Long Beach (Calif.) freeway to collect insurance money in 1997. The scammers suddenly stopped in front of a tractor-trailer the Lopezes were following. A gravel truck then rammed the Lopezes from behind, killing the young family instantly. Isidorio Medina Gomez and Esteban Galves Solano each received 11 years in state prison in 1998.

Arson. Helen Tidwell hired two local teenagers to torch her Tampa restaurant, Gram's Country Kitchen, so she could collect insurance money in 1996. But fumes from the gasoline the boys poured in the restaurant accidentally ignited, causing an explosion. One boy died and the other was permanently scarred. Tidwell received 30 years in prison in 1999.

Health Insurance Fraud (corporate). Columbia/HCA Healthcare has agreed to pay at least $754 million after over billing taxpayer-funded Medicare for years. If the deal stands, it will be the largest healthcare fraud settlement in U.S. history. The chain (now named HCA) billed Medicare for unneeded lab tests, improper diagnoses to make patients seem sicker than they were, and disguising un-reimbursable expenses as reimbursable. Criminal charges still are pending.

Health Insurance Fraud (individual). Massachusetts orthopedic surgeon Harold Goodman routinely gave patients potentially harmful X-rays and steroid injections they didn't need so he could falsely bill Medicaid. Goodman spent as few as five minutes with each patient, giving one patient 74 X-rays and 112 steroid injections in less than three years. Goodman received six months in prison in 2000.

Faked Death. Bonnie McCaslin bought 78 life insurance policies on her ex-husband Timothy, who knew nothing about the policies. She then tried to collect $11 million from dozens of life insurance companies by claiming he died in an earthquake in Mexico in 1995. McCaslin received two years in jail in Nebraska, but blames Timothy for not cooperating with her ruse. "He's such a jerk. If it weren't for him, I wouldn't be in here," she told Forbes magazine.

Murder for Insurance. Dina Abdelhaq suffocated her seven-week-old daughter Tara to collect $200,000 in life insurance money to feed her gambling addiction in 1995. Jobless and on welfare, the Illinois resident was deeply in debt from riverboat gambling. Tara died in her crib just two weeks after Abdelhaq took out a life policy on the child. Abdelhaq received 21 years in prison for insurance fraud in 2000.

Insurer Fraud. Thousands of investors, many of them retirees left almost penniless, were financially devastated when National Heritage Life Insurance Co. collapsed in 1995 after being looted of $450 million by company insiders. The insiders lived lavish lifestyles while retirees who invested in the company lost their entire life savings. Four major players were convicted in 1999, and dozens more are charged in America's largest insurer insolvency caused by fraud.

Property Insurance. California software distributor Irwin Bransky had a lot of useless merchandise on his hands. So when the Northridge earthquake struck California in 1994, Bransky ordered employees to jump on the software packages and bend them with their hands to inflate an insurance claim. Bransky filed a $5-million claim, and the insurer paid $840,000 before an employee blew the whistle. Bransky received 51 months in prison in 1998.

Protect Yourself from Staged Auto Accidents

2008-02-01T01:05:00.000-05:00

Protect Yourself from Staged Auto Accidents
Information provided by the National Insurance Crime Bureau

"Automobile accident fraud is among the country's most widespread and lucrative fraud crimes, and the Insurance Research Council estimates 24 percent of bodily injury claims resulting from vehicle crashes are fraudulent." From start to finish the entire scene is staged; a staged crash with criminal drivers, paid witnesses near the crash site offering false statements, unethical attorneys representing the criminal drivers, medical providers inflating costs and conjuring up nonexistent injuries and criminals causing self-inflicted injuries prior to the crash. It can all seem real to the unsuspecting victim but it's far from accurate or accidental.

There are steps you can take to decrease your odds of becoming a victim of this crime:

Avoid tailgating and leave plenty of distance between your vehicle and another in case that car suddenly stops
Call the police to an accident scene and obtain a police report with the officer's name, even if the damage is minimal
Carry a disposable camera in your car for documentation of the number of passengers and damage at the accident scene
Avoid people who suddenly appear at an accident scene and try to direct you to unethical attorneys or medical providers
Be wary of physicians who insist you file a personal injury claim after an accident, especially if you have not been hurt.

Visit www.ncib.org to learn more about the 4 type of staged accidents and how to protect yourself from becoming a victim. Call 1-800-TEL-NCIB if you suspect insurance fraud or vehicle theft.

How much is Insurance Fraud Costing You?

2008-02-01T01:04:00.001-05:00

How much is Insurance Fraud Costing You?

The answer: $80 billion a year or nearly $950 for each family as projected by the Coalition Against Insurance Fraud. Honest consumers and businesses continue to pay a heavy price for a crime that continues to happen everyday. While money out of pocket is certainly a substantial loss, insurance fraud affects your bottom line in other ways and sometimes with deadly consequences.

Insurance fraud inflates the cost of everything we buy and use due to the higher premiums for health and commercial insurance that are passed onto the consumer. Premiums for auto and homeowners insurance also stay high because insurance companies pass on the larger costs of insurance fraud to policyholders. Businesses lose millions in income annually because fraud increases their costs for employee health coverage and business insurance. People can lose jobs and health coverage when insurance companies go bankrupt due to fraud.

The elderly especially are often at risk for insurance schemes that sell nonexistent health policies or perform poor medical care to illegally inflate health insurance claims. Seniors spend life savings and never receive the medical care they need. Lives are put at risk with staged auto accidents and arson. People sometimes even whole families die because of these deadly acts. Murder is committed and even pets can lose their lives so life insurance money can be collected.

At the end of the day, fraud is everybody's problem but many consumers believe insurance fraud is justified. Tolerance only allows for this crime to continue. According to the Coalition Against Insurance Fraud, "Two of three Americans tolerate insurance fraud to varying degrees; two of five Americans want little or no punishment for insurance cheats; they blame the insurance industry for its fraud problems because they believe insurers are unfair." New York State Alliance Against Insurance Fraud recently took a poll to evaluate New Yorkers attitudes towards insurance fraud and their willingness to commit fraudulent acts. For results of this poll click here.

To do your part to combat this problem; remain honest about your insurance claims and report those you know that are not. Contact the New York State Fraud Bureau to report at 1-888-372-8369. or call the toll-free hotline of the National Insurance Crime Bureau 1-800-835-6422

How Identity Theft Can Affect You

2007-12-11T13:00:00.001-05:00

How Identity Theft Can Affect You
By: Ellen Fogarty Vice President Security Office at Pioneer Savings Bank

Identity thieves frequently open new accounts in your name. They often apply for new credit cards using information, make charges, and leave the bills unpaid. It is also common for them to set up telephone or utility service in your name and not pay for it. Some victims have found that identity thieves applied for loans, apartments, and mortgages, or print counterfeit checks in a victim's name.

Thieves also often access your existing accounts. They may take money from your bank accounts, make charges on your credit cards, and use your checks and credit to make down payments for cars, furniture, and other expensive items. They may even file for government benefits including unemployment insurance and tax refunds.

Four out of five victims have no idea how an identity thief obtained their personal information. Among those who think they know what happened, many believe the identity theft occurred when their purse of wallet was stolen or lost. Thieves also steal identities from the trash, and it can occur at home, at work, or at a business.

Group identity theft has become a major problem for consumers. A thief gains access to a place that keeps records for many people. Targets have included stores, fitness centers, car dealers, schools, hospitals, and even credit bureaus. Thieves may either use the stolen identities themselves or sell them to other criminals.

"Pretexting" is a method of identity theft that is on the rise. The identity thief poses as a legitimate representative of a survey firm, bank, Internet service provider, employer, landlord, or even a government agency. The thief contacts you through the mail, telephone, or e-mail, and attempts to get you to reveal your information, usually by asking you to "verify" some data.

Victims of identity theft often find that someone they know has committed the crime. Roommates, hired help, and landlords all have access to private information. Identity theft within families is also fairly common.

Identity theft often goes undetected. Within a month of being committed, half of the crimes still remain unnoticed. One in ten stays hidden for two or more years. Identity thieves may change "your" address on an account so that you won't ever receive the bills with the fraudulent charges on them. They will often pay the minimum balances on accounts they have opened, so as to avoid calling attention to the account and having it cut off.

Steps to Prevent Fraud

In the home, keep personal information safe, especially if you have roommates or are having any work done in your home. Don't keep Personal Identification Numbers (PIN's) near your checkbook, ATM card, or debit card. Shred any papers with confidential information before you throw them out, even the junk mail. Anything with an account number can be used in identity theft.

Since many identity thefts are traced to having a purse or wallet stolen, carry as few cards with identification and personal information as possible. Don't take your social security number, and bring as few credit cards as you can. You should be wary of any mail, telephone, or Internet request for information, it could be "pretexting". Unless you initiated the contact with a business, don't give out any confidential information such as your credit card number, social security number, PIN, birth date, or even your mother's maiden name. Check your banking and credit statements soon after you receive them and make sure there is no unexplained activity. Keep track of when in the month each of your bills usually arrives. If a bill does not arrive on time, call the company to make sure no changes have been made to your account. Be particularly wary of giving out your social security number. Few institutions, businesses granting you credit, employers filling out tax forms for you or government agencies, have any reasonable cause to know your social security number. However, a business may refuse to serve you if you do not give them the information they request. It is up to you if you still want to do business with the company.

Many people don't realize they are victims of identity theft until long after the initial crime occurred. To stop the crimes as soon as possible make sure you carefully check you credit reports regularly. Contact each of the three major credit reporting agencies to order a copy of your credit report at least once each year. Consider canceling credit cards you haven't used in a long time. You can also consider adding a "fraud alert" to make it harder for thieves to open new accounts without your knowledge. With a fraud alert, the credit agency has to call you to confirm any request it receives to open a new account in your name. If you decide you want this service, just contact the credit reporting agencies. The three agencies to contact are as follows: Equifax - ..:NAMESPACE PREFIX = SKYPE /> (800) 525-6285 , Experian (800) 397-3742 , TransUnion

(800) 680-7289 .

Reduce the circulation of your information through the mail. Stop receiving credit offers by calling 1-888-5OPTOUT . You can also reduce direct mail marketing and telemarketing by contacting the Direct Marketing Association.

Identity Theft "Article from the FTC website"

2007-12-11T12:58:00.000-05:00

Identity Theft "Article from the FTC website"

The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn't make-or until you're contacted by a debt collector.

Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.

How do thieves steal an identity?

Identity theft starts with the misuse of your personally identifying information such as your name and Social Security number, credit card numbers, or other financial account information. For identity thieves, this information is as good as gold. Skilled identity thieves may use a variety of methods to get hold of your information, including:

Dumpster Diving. They rummage through trash looking for bills or other paper with your personal information on it.

Skimming. They steal credit/debit card numbers by using a special storage device when processing your card.

Phishing. They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.

Changing Your Address. They divert your billing statements to another location by completing a change of address form.

Old-Fashioned Stealing. They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records, or bribe employees who have access.

Pretexting. They use false pretenses to obtain your personal information from financial institutions, telephone companies, and other sources.

Mission Possible Investigations can help you sort through one of the most agonizing experiences in the world. Even something as simple as running a full background check on yourself can help you start to uncover the any red flags pop up about your personal or financial background. Investigators can help you find the person who stole your identity and help you get back on track.

What Thieves do with a stolen identity. "From the FTC"

2007-12-11T12:56:00.000-05:00

What Thieves do with a stolen identity.

(from the FTC)

Once they have your personal information, identity thieves use it in a variety of ways.

Credit card fraud:

They may open new credit card accounts in your name. When they use the cards and don't pay the bills, the delinquent accounts appear on your credit report.

They may change the billing address on your credit card so that you no longer receive bills, and then run up charges on your account. Because your bills are now sent to a different address, it may be some time before you realize there's a problem.

Phone or utilities fraud:

They may open a new phone or wireless account in your name, or run up charges on your existing account.

They may use your name to get utility services like electricity, heating, or cable TV.

Bank/finance fraud:

They may create counterfeit checks using your name or account number.

They may open a bank account in your name and write bad checks.

They may clone your ATM or debit card and make electronic withdrawals your name, draining your accounts.

They may take out a loan in your name.

Government documents fraud:

They may get a driver's license or official ID card issued in your name but with their picture.

They may use your name and Social Security number to get government benefits.

They may file a fraudulent tax return using your information.

Other fraud:

They may get a job using your Social Security number.

They may rent a house or get medical services using your name.

They may give your personal information to police during an arrest. If they don't show up for their court date, a warrant for arrest is issued in your name.

TEN INDICTED FOR PRETEXTING IN "OPERATION DIALING FOR DOLLARS" ARTICLE FROM THE US ATTORNEY'S OFFICE

2007-12-11T12:51:00.000-05:00

TEN INDICTED FOR PRETEXTING IN "OPERATION DIALING FOR DOLLARS"
Ten people were indicted by a federal grand jury in Seattle in connection with a scheme to illegally obtain confidential information on more than 12,000 citizens across the country. To obtain confidential tax, medical and employment information, workers at BNT Investigations in Belfair, Washington, would pose as another individual to get government agencies including the IRS, the Social Security Administration, and various state employment security offices to provide confidential information. The year-long investigation dubbed, "Operation Dialing for Dollars," also revealed that some workers posed as representatives of doctors' offices to get medical or pharmacy records.

"This indictment alleges that private investigators across the country illegally obtained confidential information and sold it to the clients who hired them," said United States Attorney Jeffrey C. Sullivan. "This is a very serious matter, the investigation is continuing and it is our intention to go after these 'clients' if we can prove that they knew this information was obtained illegally."

FOR THE REST OF THE ARTICLE GO TO

http://www.usdoj.gov/usao/waw/press/2007/dec/torrella.html

Matrimonial Cases

2007-11-12T23:29:00.000-05:00

As a private investigator, we handle many matrimonial cases each year. The majority of these cases come to us because of an alleged cheating spouse. Our involvement is usually when the husband or wife and/or the attorney needs evidence in the court proceedings to prove that a spouse is not good for the children or to show that a spouse has in fact been unfaithful. When we are contacted, we evaluate each case and try to obtain as much pertinent information as we can at the start. Gathering as much information as possible in the beginning of a case can cut down on the time spent conducting an investigation and save the client unnecessary costs. After a thorough review of the case, we create an action plan and begin the investigation. As the investigation commences, we provide the client with as much relevant information as we are able to obtain and always reinforce that it is up to the client's attorney to decide how to use the evidence to proceed in court.

To determine if a private investigator is really needed, we talk to the client about some of the warning signs of a potential cheating spouse. These warning signs and their suspicions often pave the way for how we plan our investigations. We have found in most cases, that if someone has enough suspicion to retain us, then during the course of the investigation we obtain evidence that the adultery is actually occurring. Private investigators gather information through many different resources and techniques. The crux of the evidence in matrimonial cases is usually obtained through surveillance and requires video or photographic evidence over a period of time to prove that a spouse is having an affair. While we make strong recommendations, often we leave how much evidence is needed to the discretion of the attorney.

There are many factors to consider when a private investigator is conducting an investigation and important information every client should have and take into consideration. 1. Not to tell anyone a private investigator has been retained because even if you think your friend/mother/sister/neighbor wouldn't say anything to your spouse, people talk and gossip gets around. 2. Try not to act any different around your spouse or you may arouse suspicion. 3. Don't change your schedule or behavior. 4. Try to keep life as normal as it was before you retained a private investigator. 5. When provided with evidence by your private investigator do not confront your spouse with it. Take the information to your attorney or put the evidence in a safe place such as a safety deposit box at an undisclosed location 6. And the most important factor is to not interfere with the private investigator. No one should know the identity of the investigator and what they are doing particularly while on surveillance. It has happened before that a has walked up to a private investigator's car to speak with them while they are conducting surveillance and has blown the PI's cover. This is an unfortunate case for the client because the less information an investigator has been able to obtain the less helpful that is in court.

There are certain circumstances a PI may be required to temporarily stop the investigation on one day to reevaluate the situation and start surveillance on another day. People are unpredictable and while we can often anticipate a subject's actions based on previous actions sometimes it is impossible to know what exactly they will do at all times. The world and all its activities and complications doesn't stop because we are investigating. We wish it were that simple. It is most important that client's know that private investigators are not allowed to break the law to obtain information or collect evidence. The opportunity will arise to get the needed evidence legally. These kinds of cases vary and while some lucky cases only require a few hours of documentation to prove that the spouse is cheating other times it could take anywhere from 10 to 20 hours plus to gather the critical evidence needed for court. It is our thorough up-front assessment and fact gathering as well as other mitigating case factors that help determine this timeframe.

Once an investigator has completed the investigation the client is provided a final report detailing all the pertinent information including times, dates and detail including any video and photographic evidence. Investigators are always available for follow-up with a client's attorney and for court if needed.

We cannot stress enough how important the critical up-front assessment and timing is in conducting these investigations. While the emotional scars of adultery may take awhile to heal for our clients, they are at least left with the peace of mind of knowing the truth and the evidence to back up their claims in court.

Evidence for Attorneys Dvd Vs. HI 8 Video

2007-11-12T23:27:00.000-05:00

DVD vs. HI 8 Video

Often attorneys must decide what format of video evidence would they prefer.

As long as the video is admissible in court one is not better than the other, however here are a few things to think about.

For the last 20 Years Hi 8 Video was the way to go for recording video evidence and has worked well in court cases across the country. As technology propels us into the future, we are faced with new technology that will enhance our lives and make our jobs easier.

DVD's have many great aspects such as being able to play them in your desktop computer, laptop, home DVD player and portable DVD players. DVDs are a quick and easy way to store video information that can also be sent via email from one colleague to another.

As a private investigator I think of a few things when choosing what to shoot my video with. 1. Does the video camera have adequate night vision. 2. Does the camera have quality zoom control where I can be far enough away to not blow my cover but close enough to make out details about the subjects. 3. How long will my battery last 4. How much recording can I complete on 1 DVD vs High 8 cassette.
As an attorney, if you don't have the equipment to review and convert a High 8 video, DVD is probably the way to go. DVD gives your firm that professional look and feel. As technology moves forward, Hi 8 cassette will become the dinosaurs of technology and DVD will be the mainstream technology to use.

Services Descriptions

2007-10-23T00:32:00.000-04:00

Attorney Services ~ Full services for all litigation needs including but not limited to background checks, witness location and interviews, and surveillance using video and photographic technology

Civil and Criminal Litigation Services ~ Similar type work to our attorney services but also available to individuals seeking a private investigator

Insurance Fraud ~ Evidence collection using video and photographic technology for disability, workers compensation and other fraudulent insurance claims

Missing Persons/ Heir Locate/ Witness Locate ~
For those seeking a loved one, family member, old friend, heir location, witness location and others

Personal Injury ~ Services to those that have been injured in an accident or with malicious intent and need the evidence for litigation or attorneys representing such persons

Pre-employment Screening ~Extensive background investigation for large and small employers including investigative interviews if needed. Pre-employment screening can include but not limited to the following records ~ Name, Address & SSN Verification, Bankruptcy Filing Search, Character Reference Interviews, Corporate Search, Character Investigation, Credit History, Criminal Conviction Search, Current Warrant & Wants Search, Civil Court Record Search, DBA Ownership Search, Drivers License Search, Driving Record Search, Earnings Verification, Education Verification, Job Performance Interviews, Professional Licensing Verification, Prior Employment Verification, Telephone Number Verification, Worker’s Compensation Claims Search

Surveillance ~ Used in any type of private investigation case as needed with video and photographic evidence. Typically our clients need evidence in cases such as Matrimonial, Domestic, Child Custody, Elder & Child Abuse, Personal Injury, Insurance Fraud, Civil and Criminal cases. Hi8 and DVD formata are available for your video needs. MPI also uses 35mm or digital photography to assist you with your photographic needs. We want to tailor your investigation down to the photographic or video detail.

Background Checks ~ We offer several background check packages based on your needs our background investigations include; Internet Search, Public Records, Interviews, Surveillance, Arrest Records, Alias Names, Bankruptcy Filings, Criminal Records, Convictions, Corporate Ownership, Driving Records, Domain Name Ownership, Judgments, Relatives, Lawsuits, Military Background, Past & Present Addresses, Prisoner Information, Property Ownership, Phone Numbers, Professional Licenses, Real Age, Sex Offenders, Tax Liens, U.C.C. Filings, Vehicle Ownership.

Elder / Child Abuse & Neglect ~Available for both elder and child abuse cases, child custody, in-home, nursing homes, hospitals, assisted living facilities and individuals who suspect abuse and neglect may be occurring. The following are the types of elder abuse~neglect investigations conducted. Bruises/Welts, Cut/Puncture/Bites, Burns/Scalds, Sprain, Dislocation, Bone Fractures, Internal Injuries, Asphyxiation/Suffocation/Drowning, Injury with Deadly Weapon, Decubitus, Physical Injury, Sexual Battery, Sexual Molestation, Sexual Exploitation/Lewdness, Harrassment/Belittlement/Ridicule, Inappropriate/Excessive restraints, Inappropriate/Excessive isolation, Confinement/Bizarre Punishment, Mental or Psychological Injury, Inappropriate or Excessive drugs given, Poisoning, Inadequate supervision, Conditions Hazardous to Health, Inadequate Shelter, Inadequate clothing, Inadequate food, Malnutrition/Dehydration, Self Neglect, Death due to Abuse/Neglect
Financial Exploitation/ Identity Theft ~ Individuals who have been exploited out of their money including suspected identity theft

Matrimonial/ Domestic Cases/ Child Custody ~ Mission Possible Investigations conducts Infidelity/cheating spouse type cases. We collect information about the subject of the investigation day and night activities and who they interact with. MPI uses high quality surveillance video and photographic equipment to gather evidence for our clients. Database search engines that sift through millions and millions of web sites and documents that can be found online that are not always available to the public are frequently used. When necessary, discrete interviews to gather information regarding your case may also be conducted. MPI will also identify other individuals that may be relevant to your case. If needed, investigators will meet with your attorneys, provide evidence as needed and can also testify in your case. MPI also conducts investigations into other circumstances including elder and family law cases.

Overview on Elder Abuse

2007-09-04T10:44:00.000-04:00

It’s no secret that the Baby Boomer generation is bringing aging issues to the forefront more so than ever before. One of these critical issues is the growing concern of elder abuse. While this is a relatively new field, there is some available research and an understanding of the scope of the problem.

According to the Elder Abuse Center “some 10 percent of people age 70+ have mild to severe cognitive impairment, and prevalence rises sharply with age.” There is a whole body of growing evidence showing that cognitive decline and depression are strong independent risk factors for abuse and neglect. Education about elder abuse is a key factor in prevention.

While specific laws vary state to state elder abuse is defined as any knowing, intentional, or negligence by a caregiver or other persons that causes harm or serious risk of harm to a vulnerable adult. The term “vulnerable adult” is typically defined as any person 18 years plus that has a physical or psychological or developmental disability. While younger adults with a disability can be victims of abuse, the rate of abuse of elderly persons happens at a much higher rate. Elder abuse has been and continues to be grossly underreported. Elder abuse can include any physical, sexual and emotion abuse, financial exploitation and neglect. Some of the most significant risk factors are social isolation and mental limitations such as dementia making it almost impossible for alleged victims to disclose abuse and seek the help they need.

More information about elder abuse and steps to keep the elder community safe can be found at http://www.ocfs.state.ny.us/main/psa/

Choosing a Private Investigator

2007-08-22T20:28:00.000-04:00

You've heard the stories, heck I've heard the stories. A woman goes to a private investigator because she thinks her spouse is cheating. The PI barely listens to her, condescends to her and then tells her he has got it covered. All he needs is for her to hand over $500 or $1000 or possibly more and sign the retainer agreement. Flash forward three weeks and he's calling her because he's used up the retainer funds, he's investigated and still he doesn't have the "goods" but he suspects the guy is cheating. He tells her he needs more time. She looks at her dwindling bank account and is mixed with dread and the emotion of not knowing if her spouse is really cheating. We've all been there, the nagging doubt, the suspicion and the absolute dread. Always we hope against hope that we are just being paranoid. She hands over more money, what can she do. She's in this far and she NEEDS to know. The PI has got her hooked. Maybe after more hours and more money, he finally gets the poor woman what she needs or maybe she just gets tired of handing over the cash with no results and cuts ties with the PI. She's then left with the same nagging doubt and far less money in her bank account. How do I know this happens? It happened to my mom and I've heard countless other stories from clients, co-worker and friends.

I'm going to let you in on a few secrets most won't tell you. Do your research first! If you need a PI and will be working within the legal system, speak with your attorney for recommendations or requirements for choosing a PI. The same is true for all marital, custody or civil cases. Often your attorney will already be working with a PI that they can refer you to.

Make sure the private investigator has a license to investigate. The requirements for investigators vary from state to state. Here in New York there is an extensive background check, a test you must pass and a certain level of hands-on experience you must have. The following link will allow you to check your state requirements. Don't assume because someone has a sign that says they are licensed that they are in fact licensed. Ask to see a copy of their license. State License Requirements http://www.pimall.com/nais/nais.lic.list.html Use the free confidential assessment if one is offered. This is a way for both you and the PI to get to know one another and assess your case. Investigative firms often have specialties but that doesn't mean they don't also do general investigations. Make sure they can do what you are asking and they have experience doing it. Ask questions about their background and experience. Listen to what they are telling you, questions they are asking you. How will this person come across if they have to testify for you in court? This is the time for you to evaluate the PI as much as they are evaluating you and your case.

Take a look at their website if they have one or other markting materials. Is it well done? Are there spelling and grammar errors. Remember this is the public face of their company and it's important and could be reflective of later work.

Make sure you feel comfortable with the private investigator. Ask if they will be working on your case of if it will be someone else in the office. Always remember you are an important witness in whatever case you have. The same level of attention to detail they give to the information you have to offer will often be reflective of the level of attention to detail they will give the entire case. The more they ask you questions and obtain your knowledge, the better prepared they will be to investigate. You are one of the most important interviews they will do.

Always ask up front about hidden fees. Yes they may have an hourly rate of $60.00 but then there could be a charge for video, a per picture charge, possibly mileage and my favorite charge "supplies." Make sure you receive an estimate on the overall charges for your case? Make sure you have a written contract that is clear and easy to understand. Some PI firms like Mission Possible Investigations charge a flat hourly rate inclusive of all these fees to keep it simple for you and for us. We simply have a different bottom line than other firms.

Assess what kind of equipment is used for surveillance. Is it newer technology or something that looks like it was dragged out of grandpa's attic? How computer tech savvy is the PI? These are important factors to consider.

Read all documents carefully. Never feel pressured to sign a contract. This is an important decision for you and you need to have all the facts about the firm you hire. Talk to the PI about what you want and make sure you understand what they are telling you. Often clients have an unclear expectation of what PI is allowed to do within the law. Make sure you discuss with them what you are hoping for and what it is they can really offer you. Make sure it's a good fit.

Does the PI have any references from attorneys or other clients? Always ask. How will they keep you up to date with information they find? This is important to know from the beginning.

Use your gut instinct. If you don't feel like you can trust or that you feel comfortable with the PI in front of you, keep looking until you find a good match. These are just some of the ways to choose a PI. It's important to always do your homework and a little research prior to choosing your PI or really any of kind of service you may need.